Q. At what point does it make sense for a loan officer to think about hiring an assistant? I hear that one needs to hire an assistant to take business to the next level. Is there a rule of thumb where every "X" number of loans you get per month, you should hire an assistant?
What payment structure do you recommend? Salary plus bonus? How much would you pay per hour?
Q. Someone called me recently asking about whether we offer a "First Time Home Buyer Program."
What is that exactly? I know some lenders will let a person borrow more than 100% of the loan about, but I would like a further explanation of the above program. Does it apply only to conforming loans ($337,500)?
Which lenders do you recommend that offer such programs for first time buyers?
Q. Could you please explain
what a "C2P Lenders" is.
Q. I am a mortgage broker with my own company. I am having some trouble getting the company off the ground. I have heard alot recently about professional coaching. I am wondering if this may be benefical to me. Do you have any thoughts about this? Do you have anyone you could recommend?
Q. I am hoping you can share with me the an easy explanation / comparison of several indices. How do you choose the appropriate index for an ARM?
MTA vs. CODI vs. LIBOR vs. COSI vs. COFI.
I would appreciate your insights. How do you explain these in simple language to your clients. Which ones do you like and why?
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